Real estate appraisal services for homeowners in Hernando, Pasco, Citrus, Sumter, Lake, Marion, and Hillsborough Counties.
Here are the top reasons Florida homeowners need A Good Appraisal Service:
At A Good Appraisal Service, we understand the special needs of a consumer after appraisal services. While our typical business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale by OwnerSince you have an emotional attachment to your home, it's often very hard to be objective about it. Professional appraisers, like the ones at A Good Appraisal Service, are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is a very valuable negotiating tool once you have an attainable buyer. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's value, not just how much your house is worth. Interested buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to an experienced appraiser's value assessment than yours.
Challenging a property tax assessmentYour local tax assessor may have your home overvalued if you live in an area that is declining or not appreciating as much as other homes close to yours. This means you're most likely paying higher taxes than you should be paying. The faster you take care of a matter like this, the better off you'll be, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting a professional appraisal from A Good Appraisal Service is your perfect weapon.
Need to cancel PMI?A preferred way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is less than 80% of the value of your home. In most cases you can apply to your lender to have the PMI removed from your loan. We are veterans in helping clients just like you rid yourselves of undesirable PMI insurance.
Recently got a freeze to your HELOC?Even if your specific property has not declined in value, your lender may just decide to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. This can be difficult from a cash flow angle, and harmful to your credit score since it may appear as though that credit line is maxed out. An expert appraisal from A Good Appraisal Service can help you reinstate your HELOC.
Do You Need Field and Desktop Appraisal Review Services?Do you need a professional to double-check your appraisal for accuracy, or do you want a second opinion without the added expense and delay of waiting for a whole new appraisal? An appraiser from A Good Appraisal Service can go out and check the subject and comps in question in a field review. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? We can assist you. While typically requested by banks, you may need to use this service if you suspect mortgage fraud related to your house.